:root {
  --header-height: 96px;
  --ink: #000000;
  --gold: #c2b18a;
  --cream: #f1eee8;
  --white: #fff;
  --display: "Zodiak", Georgia, "Times New Roman", serif;
  --body: "Satoshi", Arial, Helvetica, sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  min-height: 100%;
}

body {
  font-size: 16px;
  min-height: 100%;
  margin: 0;
  color: var(--ink);
  background: var(--cream);
  font-family: var(--body);
  font-feature-settings: "kern" 1;
}



a {
  color: inherit;
  text-decoration: none;
}

.site-header {
  position: absolute;
  top: 0;
  right: 0;
  left: 0;
  z-index: 10;
  display: grid;
  grid-template-columns: 50% minmax(0, 1fr) auto;
  align-items: center;
  gap: 28px;
  height: var(--header-height);
  padding: 0 48px 0 clamp(56px, 4.8vw, 92px);
  background: transparent;
  transition: height 220ms ease, box-shadow 220ms ease;
}

.site-header::before {
  display: none;
}

.site-header.is-scrolled {
  box-shadow: none;
}

.brand {
  display: inline-flex;
  align-items: center;
  width: 204px;
}

.brand img {
  display: block;
  width: 100%;
  height: auto;
}

.site-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 25px;
  color: #15233a;
  font-size: 16px;
  font-weight: 500;
  line-height: 1;
  letter-spacing: 0;
}

.site-nav a {
  position: relative;
  padding: 12px 0;
  white-space: nowrap;
}

.site-nav a::after {
  position: absolute;
  right: 0;
  bottom: 3px;
  left: 0;
  height: 2px;
  background: #15233a;
  content: "";
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 180ms ease;
}

.site-nav a:hover::after,
.site-nav a.is-active::after {
  transform: scaleX(1);
}

.header-cta,
.hero-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 35px;
  padding: 0 22px;
  border: none;
  background: var(--ink);
  color: var(--white);
  font-size: 12px;
  font-weight: 700;
  line-height: 1;
  white-space: nowrap;
  transition: transform 180ms ease, background 180ms ease;
}

.header-cta {
  min-height: 36px;
  padding: 0 14px;
  border: 2px solid #15233a;
  border-radius: 6px;
  background: transparent;
  color: #15233a;
  font-size: 16px;
  font-weight: 500;
}



.header-cta:hover {
  background: rgba(21, 35, 58, 0.08);
  transform: translateY(-1px);
}

.menu-toggle {
  display: none;
}

.hero {
  position: relative;
  display: grid;
  grid-template-columns: 50% 50%;
  min-height: 72svh;
  overflow: hidden;
  background: #eeeae1;
  isolation: isolate;
}

.hero::before {
  position: absolute;
  inset: 0 0 0 50%;
  z-index: -2;
  background-image: url("assets/images/hero.png");
  background-position: center 58%;
  background-size: cover;
  content: "";
  animation: heroDrift 1000ms ease-out both;
}

.hero-overlay {
  position: absolute;
  inset: 0 0 0 50%;
  z-index: -1;
  background:
    linear-gradient(90deg, rgba(255, 255, 255, 0.14) 0%, rgba(255, 255, 255, 0) 38%),
    linear-gradient(180deg, rgba(0, 0, 0, 0.04) 0%, rgba(0, 0, 0, 0.08) 100%);
}

.hero-content {
  grid-column: 1;
  align-self: center;
  width: min(560px, calc(100% - clamp(112px, 11vw, 184px)));
  margin-left: clamp(56px, 5.5vw, 106px);
  padding-top: var(--header-height);
  color: var(--ink);
  animation: contentIn 700ms ease-out 140ms both;
}

.hero h1 {
  max-width: 660px;
  margin: 0;
  font-family: var(--display);
  font-size: clamp(40px, 4.1vw, 62px);
  font-weight: 400;
  line-height: 0.96;
  letter-spacing: 0;
  text-wrap: balance;
}

.hero h1 em {
  display: block;
  font-style: italic;
}

.hero p {
  max-width: 610px;
  margin: 30px 0 32px;
  
  font-weight: 500;
  line-height: 1.5;
}

.hero-cta {
  min-height: 48px;
  padding: 0 30px;
  background: #f2f2e9;
  color: var(--ink);
  gap: 13px;
  font-size: 13px;
  border-radius: 12px;
}

.hero-cta span {
  font-size: 15px;
  line-height: 0;
  transition: transform 180ms ease;
}



.contingency-wrapper {
  background: #f6f5f4;
}

.contingency-section {
  display: grid;
  grid-template-columns: minmax(280px, 0.72fr) minmax(520px, 1.28fr);
  gap: clamp(48px, 6vw, 112px);
  align-items: start;
  width: min(100%, 1500px);
  margin: 0 auto;
  padding: clamp(74px, 8vw, 104px) clamp(32px, 5vw, 72px) clamp(84px, 9vw, 112px);
}

.contingency-copy {
  max-width: 360px;
}

.section-rule {
  display: block;
  width: 42px;
  height: 2px;
  margin-bottom: 28px;
  background: var(--gold);
}

.contingency-section h2 {
  max-width: 430px;
  margin: 0 0 28px;
  color: var(--ink);
  font-family: var(--display);
  font-size: clamp(34px, 3.2vw, 47px);
  font-weight: 400;
  line-height: 1.02;
  letter-spacing: 0;
}

.contingency-section p {
  max-width: 430px;
  margin: 0;
  color: rgba(0, 0, 0, 0.72);
  font-family: var(--body);
  font-weight: 400;
  line-height: 1.55;
}

.contingency-section p+p {
  margin-top: 22px;
}

.contingency-image {
  width: 100%;
  margin: 0;
  overflow: hidden;
}

.contingency-image img {
  display: block;
  width: 100%;
  aspect-ratio: 1.6 / 1;
  object-fit: cover;
  object-position: center;
}

.contingency-section[data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 520ms ease, transform 520ms ease;
}

.contingency-section.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.benefits-wrapper {
  background: #f1eee8;
}

.benefits-section {
  width: min(100%, 1500px);
  margin: 0 auto;
  padding: clamp(74px, 8vw, 104px) clamp(32px, 5vw, 72px) clamp(84px, 9vw, 112px);
}

.benefits-section h2 {
  margin: 0 0 clamp(58px, 7vw, 86px);
  color: var(--ink);
  font-family: var(--display);
  font-size: clamp(34px, 3.15vw, 45px);
  font-weight: 400;
  line-height: 1;
  letter-spacing: 0;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  column-gap: clamp(56px, 8vw, 126px);
  row-gap: clamp(54px, 7vw, 78px);
}

.benefit-item {
  display: grid;
  grid-template-columns: 40px minmax(0, 1fr);
  gap: 18px;
  align-items: start;
  min-width: 0;
}

.benefit-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border: 1px solid rgba(194, 177, 138, 0.78);
  border-radius: 7px;
  color: #9d8550;
  background: rgba(255, 255, 255, 0.18);
}

.benefit-icon svg {
  width: 16px;
  height: 16px;
  stroke: currentColor;
  stroke-width: 1.45;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.benefit-item p {
  max-width: 250px;
  margin: 0;
  color: rgba(0, 0, 0, 0.72);
  font-family: var(--body);
  font-weight: 400;
  line-height: 1.55;
}

.benefits-section[data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 520ms ease, transform 520ms ease;
}

.benefits-section.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.process-section {
  width: min(100%, 1500px);
  margin: 0 auto;
  padding: clamp(74px, 8vw, 104px) clamp(32px, 5vw, 72px) clamp(84px, 9vw, 112px);
}

.process-section h2 {
  max-width: 1040px;
  margin: 0 auto clamp(54px, 6vw, 74px);
  text-align: center;
  color: var(--ink);
  font-family: var(--display);
  font-size: clamp(34px, 3.15vw, 45px);
  font-weight: 400;
  line-height: 1.08;
  letter-spacing: 0;
}

.process-section h2 span {
  color: rgba(0, 0, 0, 0.58);
}

.process-list {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 48px 32px;
}

.process-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: calc(25% - 24px);
  min-width: 260px;
}

.process-image {
  width: 100%;
  aspect-ratio: 16 / 9;
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 24px;
}

.process-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.process-copy h3 {
  margin: 0 0 16px;
  color: var(--ink);
  font-family: var(--display);
  font-size: clamp(20px, 2vw, 24px);
  font-weight: 400;
  line-height: 1.25;
}

.process-copy p {
  margin: 0;
  color: rgba(0, 0, 0, 0.72);
  font-family: var(--body);
  font-weight: 400;
  line-height: 1.55;
}

.process-section[data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 520ms ease, transform 520ms ease;
}

.process-section.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.why-section {
  width: min(100%, 1500px);
  margin: 0 auto;
  padding: clamp(74px, 8vw, 104px) clamp(32px, 5vw, 72px) clamp(64px, 8vw, 88px);
  background: var(--cream);
}

.why-section h2 {
  margin-top: 20px;
  text-align: center;
  color: var(--ink);
  font-family: var(--display);
  font-size: clamp(36px, 3.7vw, 56px);
  font-weight: 400;
  line-height: 1;
  letter-spacing: 0;
}

.why-section .intro-paragraph {
  max-width: 900px;
  margin: 0 auto clamp(58px, 6vw, 76px);
  text-align: center;
  color: rgba(0, 0, 0, 0.72);
  font-family: var(--body);
  font-weight: 400;
  line-height: 1.55;
  letter-spacing: 0;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: clamp(26px, 4vw, 58px);
  align-items: start;
}

.why-item {
  display: grid;
  justify-items: center;
  gap: 20px;
  min-width: 0;
  text-align: center;
}

.why-number {
  color: #9d8550;
  font-family: var(--display);
  font-size: clamp(32px, 3.5vw, 42px);
  font-weight: 400;
  line-height: 1;
}

.why-item p {
  max-width: 150px;
  margin: 0;
  color: rgba(0, 0, 0, 0.82);
  
  font-weight: 600;
  line-height: 1.35;
}

.form-note {
  max-width: 520px;
  margin: clamp(70px, 8vw, 96px) auto clamp(74px, 8vw, 96px);
  color: rgba(0, 0, 0, 0.34);
  font-size: 14px;
  line-height: 1.5;
  text-align: center;
}

.form-note h2 {
  margin: 0 0 10px;
  color: rgba(0, 0, 0, 0.48);
  font-family: var(--body);
  font-size: 14px;
  font-weight: 700;
  line-height: 1.2;
}

.form-note p {
  margin: 0;
}

.options-cta {
  position: relative;
  display: grid;
  place-items: center;
  min-height: clamp(330px, 29vw, 382px);
  width: min(100%, 1140px);
  margin: 0 auto;
  overflow: hidden;
  border-radius: 8px;
  background: var(--gold);
  color: var(--ink);
  isolation: isolate;
}

.options-content {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  gap: clamp(40px, 6vw, 80px);
  width: min(100% - 40px, 1140px);
  transform: translateY(-3px);
  text-align: left;
}

.options-content h2 {
  margin: 0 0 10px;
  color: var(--ink);
  font-size: clamp(40px, 4vw, 50px);
  line-height: 1;
}

.options-content p {
  margin: 0;
  color: rgba(0, 0, 0, 0.72);
  line-height: 1.45;
}

.chat-button {
  position: absolute;
  right: 15px;
  bottom: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 57px;
  height: 57px;
  border: 2px solid rgba(255, 255, 255, 0.92);
  border-radius: 11px;
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  cursor: pointer;
}

.chat-button svg {
  width: 21px;
  height: 21px;
  stroke: currentColor;
  stroke-width: 1.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.why-section[data-reveal] {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 520ms ease, transform 520ms ease;
}

.why-section.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.site-footer {
  padding: clamp(72px, 8vw, 88px) clamp(28px, 11vw, 208px) clamp(70px, 8vw, 84px);
  background: var(--cream);
  color: var(--ink);
}

.footer-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 62px clamp(40px, 9vw, 120px);
}

.footer-links p,
.footer-bottom p {
  margin: 0;
}

.footer-links p {
  margin-bottom: 8px;
  font-size: 18px;
  line-height: 1.3;
}

.footer-links nav,
.footer-policies {
  display: flex;
  flex-wrap: wrap;
  gap: 0 7px;
  align-items: center;
  font-size: 18px;
  line-height: 1.55;
}

.footer-links a,
.footer-policies a {
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.footer-policies {
  justify-content: flex-end;
  gap: 34px;
}

.footer-bottom {
  grid-column: 1 / -1;
  display: grid;
  gap: 8px;
  max-width: 840px;
  font-size: 18px;
  line-height: 1.55;
}

.site-footer .footer-legal {
  max-width: 1000px;
  color: rgba(0, 0, 0, 0.72);
  font-size: 12px;
  line-height: 1.45;
}

@keyframes contentIn {
  from {
    opacity: 0;
    transform: translateY(16px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes heroDrift {
  from {
    transform: scale(1.035);
  }

  to {
    transform: scale(1);
  }
}

@media (max-width: 1180px) {
  .site-header {
    grid-template-columns: 50% minmax(0, 1fr) auto;
    gap: 18px;
    padding: 0 32px;
  }

  .brand {
    width: 176px;
  }

  .site-nav {
    gap: 16px;
    font-size: 14px;
  }

  .header-cta {
    font-size: 14px;
  }

  .contingency-section {
    grid-template-columns: minmax(260px, 0.8fr) minmax(430px, 1.2fr);
    gap: clamp(36px, 5vw, 64px);
  }

  .contingency-section h2 {
    font-size: clamp(34px, 4vw, 44px);
  }

  .benefits-grid {
    column-gap: clamp(32px, 5vw, 56px);
  }

  .why-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    row-gap: 46px;
  }
}

@media (max-width: 980px) {
  :root {
    --header-height: 76px;
  }

  .site-header {
    position: relative;
    grid-template-columns: auto auto;
    justify-content: space-between;
    padding: 0 28px;
    background: rgba(241, 238, 232, 0.98);
  }

  .site-header::before {
    display: none;
  }

  .brand {
    width: 144px;
  }

  .menu-toggle {
    display: inline-flex;
    flex-direction: column;
    justify-content: center;
    gap: 7px;
    width: 42px;
    height: 42px;
    padding: 0;
    border: 0;
    background: transparent;
    cursor: pointer;
  }

  .menu-toggle span {
    display: block;
    width: 23px;
    height: 2px;
    margin-left: auto;
    background: var(--ink);
    transition: transform 180ms ease, opacity 180ms ease;
  }

  .site-header.is-open .menu-toggle span:first-child {
    transform: translateY(4.5px) rotate(45deg);
  }

  .site-header.is-open .menu-toggle span:last-child {
    transform: translateY(-4.5px) rotate(-45deg);
  }

  .site-nav,
  .header-cta {
    position: absolute;
    right: 0;
    left: 0;
    display: none;
    background: var(--cream);
  }

  .site-header.is-open .site-nav,
  .site-header.is-open .header-cta {
    display: flex;
    animation: menuIn 180ms ease both;
  }

  .site-nav {
    top: var(--header-height);
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    padding: 20px 40px 18px;
    box-shadow: 0 18px 32px rgba(0, 0, 0, 0.14);
  }

  .site-nav a {
    width: 100%;
    padding: 14px 0;
    font-size: 14px;
  }

  .header-cta {
    top: calc(var(--header-height) + 348px);
    width: fit-content;
    left: 40px;
    right: auto;
    z-index: 1;
    background: var(--ink);
    color: var(--white);
    font-size: 12px;
  }

  .hero {
    display: flex;
    min-height: calc(100svh - var(--header-height));
    background-image: url("assets/images/hero.png");
    background-position: center 58%;
    background-size: cover;
  }

  .hero::before {
    inset: 0;
    background: inherit;
  }

  .hero-overlay {
    inset: 0;
    background:
      linear-gradient(90deg, rgba(0, 0, 0, 0.7) 0%, rgba(0, 0, 0, 0.46) 33%, rgba(0, 0, 0, 0.18) 66%, rgba(0, 0, 0, 0.04) 100%),
      linear-gradient(180deg, rgba(0, 0, 0, 0.1) 0%, rgba(0, 0, 0, 0.2) 100%);
  }

  .hero-content {
    width: min(620px, calc(100% - 56px));
    margin-left: 28px;
    padding-top: clamp(52px, 8vh, 72px);
    color: var(--white);
  }

  .contingency-section {
    grid-template-columns: minmax(0, 1fr);
    gap: 44px;
    padding: 68px 28px 76px;
  }

  .contingency-copy,
  .contingency-section h2,
  .contingency-section p {
    width: 100%;
    max-width: 560px;
  }

  .contingency-image {
    width: 100%;
    max-width: 720px;
  }

  .benefits-section {
    padding: 68px 28px 76px;
  }

  .benefits-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    column-gap: 44px;
    row-gap: 46px;
  }

  .benefit-item p {
    max-width: none;
  }

  .process-section {
    padding: 68px 28px 76px;
  }

  .process-section h2 {
    max-width: 720px;
  }

  .why-section {
    padding: 68px 28px 76px;
  }

  .why-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 42px 34px;
  }

  .why-item p {
    max-width: 190px;
  }
}

@media (max-width: 620px) {
  :root {
    --header-height: 68px;
  }

  .site-header {
    padding: 0 22px;
  }

  .brand {
    width: 150px;
  }

  .menu-toggle {
    width: 44px;
    height: 44px;
    border: 2px solid var(--ink);
    border-radius: 4px;
  }

  .menu-toggle span {
    width: 24px;
    margin-right: auto;
  }

  .site-nav {
    padding: 18px 40px 16px;
  }

  .site-nav a {
    padding: 12px 0;
  }

  .header-cta {
    top: calc(var(--header-height) + 322px);
    left: 40px;
    min-height: 40px;
  }

  .hero {
    min-height: 640px;
    background-position: 58% 58%;
  }

  .hero-overlay {
    background:
      linear-gradient(90deg, rgba(0, 0, 0, 0.79) 0%, rgba(0, 0, 0, 0.55) 58%, rgba(0, 0, 0, 0.2) 100%),
      linear-gradient(180deg, rgba(0, 0, 0, 0.11) 0%, rgba(0, 0, 0, 0.26) 100%);
  }

  .hero-content {
    width: calc(100% - 40px);
    margin-left: 20px;
    padding-top: 44px;
  }

  .hero h1 {
    max-width: 360px;
    font-size: clamp(34px, 10.5vw, 46px);
    line-height: 0.98;
  }

  .hero p {
    max-width: 360px;
    margin: 18px 0 22px;
    
    line-height: 1.5;
  }

  .hero-cta {
    min-height: 42px;
    max-width: 100%;
    padding: 0 18px;
    font-size: 10px;
  }

  .contingency-section {
    gap: 34px;
    padding: 56px 20px 64px;
  }

  .contingency-copy,
  .contingency-section h2,
  .contingency-section p,
  .contingency-image {
    max-width: none;
  }

  .section-rule {
    margin-bottom: 22px;
  }

  .contingency-section h2 {
    font-size: clamp(31px, 9vw, 40px);
    margin-bottom: 22px;
  }

  .contingency-section p {
    
  }

  .contingency-image img {
    aspect-ratio: 1.34 / 1;
  }

  .benefits-section {
    padding: 56px 20px 64px;
  }

  .benefits-section h2 {
    margin-bottom: 42px;
    font-size: clamp(31px, 9vw, 40px);
  }

  .benefits-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .benefit-item {
    grid-template-columns: 36px minmax(0, 1fr);
    gap: 16px;
  }

  .benefit-icon {
    width: 34px;
    height: 34px;
  }

  .process-section {
    padding: 56px 20px 64px;
  }

  .process-section h2 {
    margin-bottom: 38px;
    font-size: clamp(31px, 9vw, 40px);
  }

  .process-section h2 span {
    display: none;
  }

  .process-copy h3 {
    font-size: 21px;
  }

  .process-copy p {
    
  }

  .why-section {
    padding: 56px 20px 64px;
  }

  .why-section h2 {
    margin-bottom: 42px;
    font-size: clamp(31px, 9vw, 40px);
  }

  .why-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .why-item {
    grid-template-columns: auto minmax(0, 1fr);
    justify-items: start;
    gap: 16px;
    text-align: left;
  }

  .why-item p {
    max-width: none;
    align-self: center;
  }

  .form-note {
    margin: 52px auto 54px;
    text-align: left;
  }

  .options-cta {
    min-height: 330px;
  }

  .options-content h2 {
    font-size: clamp(31px, 9vw, 40px);
  }

  .options-content p {
    margin-bottom: 30px;
    
  }

  .chat-button {
    right: 16px;
    bottom: 16px;
    width: 42px;
    height: 42px;
  }

  .site-footer {
    padding: 54px 24px 48px;
  }

  .footer-inner {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .footer-policies {
    justify-content: flex-start;
    gap: 18px 28px;
  }

  .footer-links p,
  .footer-links nav,
  .footer-policies,
  .footer-bottom {
    font-size: 16px;
  }
}

@keyframes menuIn {
  from {
    opacity: 0;
    transform: translateY(-6px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.options-cta-sec {
  padding-top: 50px;
  padding-bottom: 50px;
}
@media (max-width: 900px) {
  .options-content {
    flex-direction: column;
    text-align: center;
    gap: 24px;
  }
  .options-content h2 {
    font-size: clamp(31px, 6vw, 40px);
  }
}